Terms of Service

Terms of Service

1. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use the Services. By agreeing to these Terms, you affirm that you are legally capable of forming binding contracts.

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2. Acceptance of Terms

By accessing or using the Services, you agree to:

• Comply with all applicable laws and regulations.

• Abide by these Terms and any referenced policies.

• Provide accurate information when prompted (e.g., account setup, payment details).

We may modify these Terms at any time by posting updated versions on our website. Updated Terms take effect immediately upon posting. Your continued use of the Services after changes constitutes acceptance.

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3. User Accounts

Account Creation:
Some Services require you to create an account. You are responsible for providing and maintaining accurate information.

Security:
You are responsible for safeguarding your account credentials. You agree not to share your password or grant access to others.

Termination:
We reserve the right to suspend or terminate your account, with or without notice, for any conduct we determine violates these Terms or harms other users.

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4. Payment, Billing & Subscriptions

Certain Services may require payment.

• Pricing: Prices may change at any time, but changes do not apply to past purchases.

• Billing: Recurring subscription fees (if applicable) will be charged automatically until canceled.

• Refunds: Unless otherwise stated on the product-specific page, all sales are final. No refunds will be provided after purchase.

• Payment Providers: All payments are processed by third-party payment processors. You agree to be bound by their terms as well.

By providing payment information, you authorize us to charge all applicable fees.

5. Content and Intellectual Property

Ownership:
All content available through the Services — including text, videos, audio, graphics, branding, logos, designs, and course materials — is owned by Vessel Equity or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License:
You are granted a limited, non-exclusive, non-transferable license to access and use the Services for your personal or internal business use only. You may not:

• Reproduce, distribute, or publicly display content without written permission.

• Modify, sell, or create derivative works.

• Use content for commercial purposes not expressly permitted by Vessel Equity.

User-Generated Content:
By submitting comments, feedback, testimonials, or any content (“User Content”), you grant Vessel Equity a worldwide, royalty-free, perpetual, and unrestricted right to use, publish, and distribute that content.

6. Acceptable Use Policy

You agree not to use the Services for:

• Any unlawful or fraudulent activity.

• Uploading or transmitting viruses, malware, or other harmful code.

• Harassing, abusive, discriminatory, or defamatory conduct.

• Interfering with or disrupting the Services.

• Attempting to gain unauthorized access to other users’ accounts.

We reserve the right to remove or refuse any content that violates these Terms.

7. Disclaimers & No Guarantees

The Services are provided “as is” and “as available.”
Vessel Equity makes no warranties of any kind, express or implied, regarding:

• Accuracy or completeness of content.

• Suitability for specific purposes.

• Results you may achieve using the Services.

You understand that personal or business outcomes vary and are influenced by many variables outside our control.

8. Limitation of Liability

To the fullest extent permitted by law, Vessel Equity and its affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Services — including loss of profits, data, business interruption, or any other claims.

In no event shall our total liability exceed the fees you paid in the prior 12 months.

9. Indemnification

You agree to defend, indemnify, and hold harmless Vessel Equity and its officers, directors, employees, agents, and suppliers from any claims, liabilities, damages, losses, or expenses arising out of:

• Your violation of these Terms.

• Your use of the Services.

• Any User Content you submit.

10. Third-Party Links & Resources

The Services may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or terms. Your interactions with third parties are solely between you and the third party.

11. Privacy Policy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. By using the Services, you consent to the practices described in that policy.

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12. Acknowledgment

By using our Services, you acknowledge that you have read, understood, and agreed to these Terms of Service.